Owner-Operator Startup Cost Estimator Owner-Operator Startup Cost Estimator Estimate your initial investment to hit the road. Truck & Equipment Truck Down Payment ($) Trailer Down Payment ($) (if applicable) ELD (Electronic Logging Device) ($) Tools & Supplies ($) Permits, Licenses & Fees IRP (Apportioned Plates) ($) IFTA Permit & Decals ($) HVUT (Form 2290) ($) UCR Registration ($) DOT & MC Number Filing ($) BOC-3 Filing (Process Agents) ($) State-Specific Permits (NY HUT, KYU, etc.) ($) Business Registration/LLC Fees ($) Insurance (Down Payments / First Month) Primary Auto Liability ($) Motor Truck Cargo ($) Physical Damage ($) Non-Trucking/Bobtail (if applicable) ($) Initial Operating Expenses (First 1-2 Months) Fuel Fund ($) Maintenance Fund ($) Tolls & PrePass/EZPass ($) Food & Personal Expenses ($) Software (TMS, Accounting, etc.) ($) Phone & Communication ($) Contingency Fund Emergency/Unexpected Costs ($) Calculate Total Startup Costs Reset All Fields Estimated Total Startup Cost: $0.00 This is an estimate. Actual costs may vary. It's wise to have a buffer.